It’s a dreaded sound that no one wants to hear: the sound of hail hitting your roof. Sustaining hail damage to roofs can be costly, inconvenient, and a little bit scary.
So what happens when your roof sustains hail damage? Should you get a roof replacement, or will a simple roof repair be sufficient?
Well, it all depends. In this guide, we’ll break down what you should do when you notice roof damage from an unwieldy hail storm.
Should You Get a Roof Replacement After Sustaining Hail Damage to Roofs?
If you notice hail damage on your roof, you may be tempted to replace the roof entirely. However, getting a total roof replacement is a big decision that you should make lightly.
In most cases, if your roof is leaking, you’re going to need a replacement. But, these cases aren’t always cut-and-dry.
Before you decide whether you will replace or repair your roof, follow these steps:
- Contact Your Insurance Company
Most homeowner’s insurance providers cover hail damage. What exactly they’ll cover depends on your policy, though.
Before you decide on anything, you need to be certain you understand your insurance policy and the claims process. Your insurance agent will be able to help you answer any questions you may have. This way, you’ll be certain your insurance company will cover any work you choose to get done.
- Get a Professional Opinion
Though you can usually notice roof damage from the ground, that’s not always the case. Have a trusted professional roofing contractor or inspector assess the damage.
A professional will also provide you with estimates for how much the work will cost you and/or your insurance provider.
Be certain to keep any information, estimates, photographs, or receipts they give you. You should also keep records of the weather event that caused the damage, including time and date. These will be necessary for your insurance claim.
Will I Get Any Insurance Discounts After Roof Replacement?
Getting a roof replacement is sometimes a preventative measure. In fact, most insurance providers will offer you discounts on your insurance premium.
This is because not getting a replacement after a serious weather event leaves you vulnerable to further damage when the next storm rolls around. With a new roof, however, that is less of a risk.
If you think a roof replacement is right for you and your home, contact Diligent Exterior Remodeling. They can help you get the ideal roof to protect your home from any future storms.
Repair or Replacement: The Choice Is Yours
Sometimes, a roof may not need a full replacement after getting hail damage. The damage may not be bad enough to warrant one.
But, when hail damage to roofs is serious, a full roof replacement is the only option. Plus, getting a roof replacement can help you save money on insurance.
For more tips on what to do when damage occurs, check out our Safety & Security section.